It’s Time To Chime

It’s been about 3 weeks since I left my full time job to become a full time freelance writer, between thoughts of losing everyday and days where I bust out 6-7 articles I’m still trying to keep money in mind. I still have a lot of bills that need paying on a weekly basis, so there shouldn’t be any downtime for me; for a while anyway.

It’s Time To Chime #banking #freelancer #business #smallbusiness

I’m trying to figure it all out, still working out the kinks but I know this is a learning curve as I’ve never worked for myself before. I knew I needed to have a separate account for my freelance writing business so I started to look around, I found Chime which is a mobile banking app. Everything i was reading was exactly what i needed, with Chime there is no monthly fees, no overdraft fees, no minimum balance requirements, and no transfer fees. Chime also helps me save with the round up transfers when I shop or get paid, which will come in handy for a new laptop! They recently created a graphic with some tips on how to save money this year. Check it out it below.

It’s Time To Chime #banking #freelancer #business #smallbusiness

I don’t think I’ve ever been so excited and scared simultaneously in my life, it’s truly exhilarating. My anxiety rings in from time to time to make sure I know it’s still around but I try and brush it off. If I get too overwhelmed with my tasks I will take a break, go for a walk, or scroll through Twitter. I always set an alarm though, which has pretty much become my life. I set alarms for all kinds of things now like to wake me up in the morning, to keep up with the articles I write so I can stay on schedule, while I’m taking a walk, and even one to let me know it’s bedtime. Each sounds different so I don’t drive myself crazy but they’re there like little ticking time bombs.

If you work for yourself how do you keep track of your spending/expenses? What do you do during your workday do you don’t get burnt out? (so you don’t get burnt out)

 

Advertisements

Hygge Your Home Life: 3 Tips to Stay Cozy All Winter Long

Coziness can be hard to come by during the winter months. That’s why it’s so important to stay up to date on all the different techniques in home life.

Having a unique home life not only allows you to show off your own individual style to guests and family alike, but it can also better equip you to beat the freeze so you can chill in peace. Hygge is one trend in particular that emphasizes comfort and relaxation as principles to reach modern luxury.

Hygge Your Home Life: 3 Tips to Stay Cozy All Winter Long #hygge #family #living #home #cozy #winter

So, what is hygge? Hygge is a long withstanding tradition that many Scandinavian countries participate in. This lifestyle trend is often related to home life through cozy textures, simplistic  settings, comfortable furnishings and activities.

#1: Keep Comfort In
It’s easy to forget all the ways winter can invade your space. Winterizing your home is a helpful way to manage unwanted leaks of cold air and chill.

There are plenty of ways to ensure that your home is functioning at its best ability during winter months. Some easy things to consider are blocking drafts from entering at the bottom of doors and windows, adding plush rugs throughout your space or lowering the thermostat.

Hygge Your Home Life: 3 Tips to Stay Cozy All Winter Long #hygge #family #living #home #cozy #winter

Why not save a little money while you’re at it? Financial peace of mind is just an added bonus to enhancing your home’s ability to keep the cold out. Here’s a painless DIY project for creating draft stoppers to save money on your monthly energy bill.

#2: Invest in Coziness
Comfortable living is care-free living. If you’ve been waiting to devote some time and money to your interiors, now is the perfect time.

Have enough plush pillows and throw blankets to fill each of your living spaces. Get that new coffee maker that you’ve been waiting to buy for months to truly enjoy the effects of a delicious cup of joe.

Don’t forget to dedicate yourself to one of the most important aspects of your life. Sleep is often overlooked and while it’s fine to indulge in some catnaps on the sofa, upgrade your bedroom mattress to catch some natural zzz’s. Keep costs reasonable without giving up quality by finding some cost-effective memory foam options online.

#3: Take Care Of Yourself
Don’t let winter freeze your heart. Give into the mantra of sound body, sound mind. It’s easy to find ourselves in a rut during winter.

Hygge Your Home Life: 3 Tips to Stay Cozy All Winter Long #hygge #family #living #home #cozy #winter

Combat adverse effects by getting yourself out of a slump. Self-care can take shape in many forms. Keep things interesting by incorporating new activities that promote your life and overall health. With all of our free time inside, it may be the perfect time to pick up a new hobby or skill.

5 Self Love Tips For Beginners

Are you having a hard time loving yourself? If you’ve thought about it and your answer is yes, you’re not alone. Self love can easily be lost in the hustle and bustle of everyday life. Self love is very important as it helps in decision making, how you cope with things going on in life, and the friends you choose.

5 Self Love Tips For Beginners #selflove #selfcare #Confidence

Forgive yourself // this is a big one for me; we are all human and we all make mistakes. No one can change the past so instead of carrying it around acknowledge that “thing” then forgive yourself and let it go. No one is perfect, be less hard on yourself instead of nitpicking. 

Practice self care // self care can be minutes, hours, or days the choice is up to you. Your self care can be a routine you do weekly, on the weekend, or nightly. I love turning off my lights and turning on my himalayan salt lamp, the glow, it’s so relaxing. I add a few drops of lavender oil to my diffuser to help relax my mind. Something as small as taking a walk for fresh air can improve the mood you’re in or it can be larger like purchasing a new bra that helps to make you feel confident.

Learn to live intentionally // when you do things with intention you get the best results, right? Why not live your life the same way. If your intention is to have a healthy life, you’ll choose supporting decisions that are healthier like taking the stairs or eating fruits over sweets. If you see yourself accomplishing the decisions you’ve made then you’ll feel better about yourself. The intention doesn’t have to be crystal clear, it all starts with a pebble sized thought that can turn into a snowball.

Practice mindfulness // when you’re mindful you know what you want and how you feel. Be mindful about who you are rather than who you think people want you to be. 

Take the compliment // instead of rejecting the compliment or saying something negative instead say “thank you”. I struggled with this for so long, i had no idea that it was off putting when i replied with what i thought was wrong about myself or situation. I understand how uncomfortable it can be. I love giving compliments! I think there is so much hate in the world that a compliment can turn someone’s day around and make them smile. Think about it, you wouldn’t hand out a compliment if you didn’t mean it, right? If you’re uncomfortable or don’t know what to say then just say “thank you” and smile.

If you practice these self love tips you’ll be on your way to being your true self, you can find more self care tips and learn to enjoy the free time you have made for yourself. You only get one life to be you, so why not be the you – you were meant to be. Everyone is unique and beautiful, the sooner you realize this the sooner you’ll be your best self.

10 Things That Make Me Happy Everyday

I’m not going to lie, some days are better than others. I’m trying to be more mindful as I go about my day, doing so I’ve picked up on things that make me happy. I can enjoy these thing that make me happy almost everyday if not everyday. 

It makes me happy to be in nature too, I don’t do it nearly enough though. A trip to the beach a few weeks ago reminded me of that. Since summer is drawing to a close maybe a few hikes will be in the books for the fall/winter, I do love going to the beach during the winter too though. It has such a different feel, I just love it.

Anything i can do to put a smile on my face or have a moment of calm in the anxiety driven mind I have; I’ll take it. 

10 Things That Make Me Happy Everyday #life #happiness #happy

  1. Watching my kitty sleep – and boy does he sleep a lot, he is pretty much level expert. 
  2. Seeing all the beautiful colors in the sky from dawn to dusk.
  3. Gazing at the moon and stars – if I didn’t know any better I’d think I was an alien.
  4. Reese’s Pieces – need I say more?
  5. The love I have in my heart – it’s full and I try to be kind and spread it around all day. It takes 2 seconds to say “thank you” or give a compliment.
  6. Practicing mindfulness everyday – it really helps to keep you grounded.
  7. Having a sense of fulfillment in my life – it’s been awhile if ever I’ve felt this. I started a new job September 10th, I have a loving family and friends.
  8. Fluffy blankets – I love getting lost in all of its puffiness.
  9. Crystals – I have my favorites that I carry around with me daily but I love them all. I’m currently carrying around a tumbled Rose Quartz.
  10. Sleeping in – I absolutely love to sleep so on the weekends I do take advantage.

What makes you happy everyday?

How Travel Feeds the Soul

After taking a long trip, you can come back a different person. There’s something about the experience that changes you. But what exactly is it? I’ve long claimed that travel is good for the soul. (It’s a good fallback when people ask you why you’re spending your savings on trips overseas instead of investing in property.) But researching it more has shown me some solid evidence on how travel can actually feed the best parts of ourselves, make us better people, and strengthen those aspects of our lives that give us lasting happiness.

How Travel Feeds the Soul #travel #lifestyle #traveling #inspire

New Settings Force Us to Think Differently

A study recently published in the Academy of Management Journal posited that professionals who lived and worked abroad were more creative than their counterpoints at home. Why? Adapting to another culture than our own forces us to develop cognitive creativity. And that creativity carries over into parts of our life. We’re able to creatively problem-solve, as in the case of one study that found that students living abroad were 20% more likely to be able to solve a particular computer problem.

How Travel Feeds the Soul #travel #lifestyle #traveling #inspire

Think about how many ramifications that could have in our daily life. Not only does it make us better at work. It also makes us better in our relationships, because we’re able to understand multiple points of view. We’re able to express ourselves better creatively, a practice that literally helps you physically and mentally heal.

Most of all, it gives us a welcome new perspective on our own lives, which is the foundation of most experiential rehab programs. New environments, new experiences, and new perspectives can all help us problem-solve trials and challenges in our day-to-day lives. We learn and practice new skills that greatly serve us in our future.

 

Travelers Are More Trusting

The world can be a scary place, right? Sometimes, the more we listen to sensational headlines, the more it seems like just about everyone is out to get us. However, when you actually take a step outside of your comfort zone, instead of reading about it in the newspaper, you’ll usually find two amazing truths:

  1. Most people are good
  2. You can handle this

Traveling automatically puts you in a vulnerable situation. Clueless about your environment, about the shortcuts and social cues that locals take for granted, about the resources, cultural norms, and environmental dangers, it’s easy to fall prey to scams, over-inflated prices, and petty theft. And if you like movies like “Hostel” or “Taken” you might start believing that a ticket to Europe is equivalent to a casting call for a horror movie.

But once you stay in a couple hostels, you realize this: the people who will actually steal your stuff are the exception, not the rule. And once you’ve been helped by a few friendly locals, you realize that most people will not hesitate to go out of their way to help someone in need. In fact, a couple weeks abroad will probably make you feel ashamed about how you treat foreigners in your own hometown. This doesn’t mean that you stop taking smart precautions, like keeping your phone secure, or keeping your hotel’s phone number handy. However, it means that you trust those precautions, as well as the people around you.

How Travel Feeds the Soul #travel #lifestyle #traveling #inspire

And then there’s that second truth: You can handle this. It’s all about making a practice of overcoming fears. Traveling encourages you to step out of your comfort zone over and over again. When you do so, you usually find that you can handle those things that come your way. I’m not about to promise you that you won’t run into any challenges as you travel. However, once you get lost a couple times and then manage to get yourself out of a jam or two, you’ll start to gain confidence in yourself. And as you do, you become free from fear.

 

You Learn to Love the Small Things

Something that never ceases to amaze me about travel is how it helps us to appreciate even the most commonplace things. With a traveler’s eyes, I’m transfixed by everyday things, fiercely snapping photos of the town square locals walk past every day, awed by churches that they attend each week, stunned by a meal that is just a regular dinner to anyone else.

How Travel Feeds the Soul #travel #lifestyle #traveling #inspire

Because of this, it makes me start to think about those things that are unique to the place that I call home. I love watching how enchanted travelers are by the fat squirrels in London’s Hyde Park, creatures that to me are little more than a nuisance. I love talking to people about where I’m from as I travel, because it often sends them into a flurry of excitement, talking about their trip to one of the West’s National Parks. And when I come home, my time away has just made everything familiar that much more special. Travel makes me grateful for those things that I’m otherwise inclined to take for granted. And as you know, gratitude is one of the most direct routes to happiness and fulfillment.

Little Steps Have Big Impacts – Involving The Kids In Going Green

The statistics surrounding waste in our homes can be daunting; incandescent bulbs, for example, can use up to 80% more electricity than energy saving varieties. With a little investment any home can save huge amounts of money every year by being more ecologically aware; but is there a way to have a big impact at a smaller scale? What lessons can we teach our children that will help save our purses and the planet?

Little Steps Have Big Impacts - Involving The Kids In Going Green #family #recycle #gogreen #lifestyle

The Magical Shower

Showering uses around 20 gallons less water than a bath does, but it is estimated that around 20% of the water in a shower is actually just thrown away. By deciding not to have a bath you have made a big impact, but by letting the water run while it heats up you are contributing to over 200 billion gallons of water wasted, every year in this way. You can help by installing a low flow shower head to save water; but there is a difference the children can help with too. A simple bucket to capture the water that would be wasted while the shower is running is a nifty little trick. This water can be used on the garden or to flush the toilet when urinating. While you are teaching the children this trick, it is worth placing a brick in the toilet cistern to reduce its volume and to demonstrate the difference between a half and full flush.

Recycle Those Bags

It is a common problem. You plan to bring your bags for life with you when you go grocery shopping but every time you just plain forget. This isn’t your fault, you have so much to focus on, after all. The trick is to make someone else responsible. Children love to be in charge of something, no matter how small. A plastic bag is used for 12 minute on average and lasts in the environment for thousands of years. It is estimated that up to a trillion plastic bags are used every year globally. Make one of your children the bag monitor, make it their job to ensure you always have your recycled bags with you when ever you go shopping. Even if they forget themselves, the act of making them responsible will help remind you to prompt them.

Little Steps Have Big Impacts - Involving The Kids In Going Green #family #recycle #gogreen #lifestyle

Learn To Turn Off

Light bulbs left on are incredibly wasteful but this is just the tip of the energy iceberg. Making a game out of turning lights off is easy, but remembering to turn gaming systems off… Modern appliances being left on standby are responsible for $19 billion being wasted on energy bills every year. It is vital that children learn the difference between standby and something being truly off. This wasted electricity could be the difference between a fantastic visit from Santa Claus or finding a piece of coal in the stocking instead.

It is easy to focus on the costly ways to be ecologically friendly as a household but small changes can be just as important. Teaching your children about their carbon footprint at an early age can help to instill habits and behaviors that will set them up well for life.

 

Does Your Family Need Implants?

Nothing expresses confidence more than a big, beautiful smile but for the 178 million Americans who are missing at least one tooth, this may be a difficult feat. The American College of Prosthodontics (ACP) notes that the problem gets worse as we age, with 30% of adults aged 65 to 74 having no natural teeth. Children can also lose teeth, due to causes such as accidents or injuries, or hypodontia – an inherited condition characterized by developmentally missing teeth. If you or your children have gaps you would like to fix, you may have thought about getting implants. In this post, we highlight important considerations that will determine whether or not this procedure can be the solution you are looking for.

Does Your Family Need Implants? #dental #mouthcare #family #teeth

Why implants are important

 

Families often consider implants because missing teeth can make individuals reticent to smile or embarrassed in work or social settings. However, there are important functional reasons why implants can be helpful. As stated by the ACP, “Losing even a single back tooth can cause surrounding teeth to shift and drift toward the open space, affecting the way you chew food making it more difficult to clean the area and it can all lead to bone loss.”

What happens when you leave an implant for too long

Placing an implant soon after losing a tooth will ensure that surrounding bone isn’t lost. Implants are not a cheap treatment, but they can help you save on health costs in the long run, since if you wait too long, you can lose bone, thus making a bone graft necessary. This procedure is considerably more costly, and there is no guarantee of success. Moreover, the five-year survival rate for implants fitted into your own, natural bone is 92% compared to 90% of implants placed into a bone graft.

Are implants always indicated?

‘Get a new set of teeth in a day’ is fast becoming a popular motto in some dental clinics, but you might be surprised if your dentist tells you that prior work is required before you or your child can have an implant placed. For instance, gum disease needs to be addressed to increase the likelihood of implantation success. Additionally, your dentist might recommend orthodontics to treat a misaligned bite, or other treatments before you are ready to have an implant placed. Sometimes, if the gap is small, the dentist might recommend doing nothing at all.

Does Your Family Need Implants? #dental #mouthcare #family #teeth

What is the minimum age for implants?

Children should be at least 15 (in the case of girls) or 17 (boys) to have implants since bone growth should be fully complete when implants are placed. If your child is younger or your dentist otherwise thinks it is a good idea to wait awhile, you may be recommended one or several options, including removable partial dentures, bridges, braces containing an artificial tooth, or space maintainers (to keep alignment just right until a more permanent solution can be provided).

Implants can help you or your older kids smile with confidence, but if for any reason the timing is not right or other dental work needs to be completed, then the wait will definitely be worth it. Your dentist will find other solutions that can help fill a missing gap. Eventually, implants can help you enjoy food and even sleep well, ensuring you do not lose vital bone or change your natural bite.

Tips for a Minimalist Home Office

Tips for a Minimalist Home Office

More and more American workers are working from home at least once a week, and it seems that the trend will continue. Whether you’re telecommuting to the office, or you’re working for yourself and you want to save on rental money, a home office is an important space, distinct from the rest of your home.

You want to be able to focus and be productive here. You want to have a space set apart from your other daily activities and from the distractions of other family members. You especially want all the tools that you need in order to get your job done available within arm’s reach. I believe that the best decor scheme for a home office is a minimal one. Minimal design can support all the things that you need the space to do, eliminating distractions and keeping you motivated and focused. Here are some tips for a minimalist home office.

Tips for a Minimalist Home Office #home #office #design #space #entrepreneur

Why Go Minimal?
Before we dive in, let’s take a moment and talk about what minimalist design really is. As this article explains, minimalism is removing unnecessary elements and winnowing a space down to its essential function. This doesn’t have to mean that minimalist design is devoid of any decoration or beauty, though. The real philosophy underlying the idea is that when we boil things down to their essential elements, we actually end up with something even more beautiful, since we’re able to see the bare lines that make up those things that we need.

Tips for a Minimalist Home Office #home #office #design #space #entrepreneur

Minimalism works so well for a home office because it eliminates frippery and distractions. One of the biggest challenges of working from home is getting distracted by other things. We tend to start thinking about some project or another than needs to get taken care of in the house, or we might find it harder and harder to resist the call of that video game when we’ve hit a stalling point at work. Minimalism strips the room of those distractions and gives us a space apart, where we can simply concentrate on work. So here are some tips for making it work for you:

Remove All Clutter
Your first step is to get rid of any and all clutter. If you have a room dedicated to being a home office, odds are pretty good that that space gets used for a lot more. It might also be a TV room, a storage space for old photo albums, the dog’s favorite napping place, etc. However, if you want to really make it a viable office, it needs to be that and only that. Take all the extra junk that you don’t need to work, and put it in the garage, a storage closet, wherever else. Removing all clutter can also mean getting rid of unnecessary furniture, decor on the walls, and even books in the shelves. In fact, you might not even need a bookshelf, unless you like having certain books for reference. You’ll know which items are actually fueling your productivity, but be honest with yourself and stick to the important things. This link has some more tips for creating a good study space.

Visualization Space
I think that no office space is complete without a visualization space. Sometimes we need an area where we can sketch out our ideas as they’re formulating. It can also be a great way to keep track of tasks, projects in progress, and to-dos for the day. Your visualization space might be a large whiteboard, a chalkboard, or a cork board. In any case, it’s the place where when your eyes drift away from your workspace, you can refocus on your overarching goals instead of getting lost in a daydream.

Tips for a Minimalist Home Office #home #office #design #space #entrepreneur

Minimal but High Quality Furniture
One of the major benefits of minimalism is that when you cut down your decor to its essential elements, you’re usually more able to invest in quality for those essential elements. If you have a room free of fussy extra items, you can instead identify those things you really do need, and go ahead and buy high quality. So, get yourself an office chair and a desk. Invest in a computer or laptop, and any extra tools you need, like a supplemental table, seating for visitors, etc. Get high quality that will last a long time and serve you well.

Tips for a Minimalist Home Office #home #office #design #space #entrepreneur

Take Breaks Outside the Office
We all need breaks during the work day. However, many people make the mistake of thinking that this justifies a putting TV in their home office, or distracting projects that have nothing to do with work. If it’s something that you can do while brainstorming for work, then go ahead and include it. However, if it’s something that completely pulls you out of the working mindset, save it for outside the office. You know what? It’s better for you to stretch your legs and take a walk around during work anyway. Just make sure that you set a specific time for your break and get back to work when the break is up.